Privacy Policy

Horizon Protection Co
Last Reviewed: February 2026

1. Introduction

Horizon Protection Co (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide through our website and services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request insurance quotes, submit forms, or otherwise interact with us.

By using our website or services, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of information:

2.1 Personal Information

Information you voluntarily provide, including:

Name

Address

Email address

Phone number

Date of birth

Insurance-related information

Health-related information relevant to underwriting

Financial or beneficiary information

Any other information submitted through forms or communications

2.2 Automatically Collected Information

When you access our website, we may automatically collect:

IP address

Device type and browser

Pages visited

Date and time of access

Referral source

Cookies and tracking data

2.3 Communications

We collect information contained in emails, calls, chat messages, and other communications you send to us.

3. How We Use Your Information

We use collected information to:

Provide insurance quotes and services

Connect you with licensed insurance professionals

Process applications and policy-related requests

Respond to inquiries and customer support needs

Improve website functionality and user experience

Send service-related communications

Comply with legal and regulatory requirements

Prevent fraud and protect our business

We do not sell personal information in a manner inconsistent with applicable law.

4. Sharing of Information

We may share your information with:

Licensed insurance agents and carriers

Underwriting partners

Service providers and vendors

Marketing and analytics providers

Legal or regulatory authorities when required

Successors in the event of merger, acquisition, or asset transfer

All third parties are required to maintain reasonable safeguards over your information.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Remember user preferences

Analyze website performance

Improve advertising relevance

Detect security issues

You may disable cookies through your browser settings, though some features may not function properly.

6. Data Security

We implement administrative, technical, and physical safeguards designed to protect personal information. While we use reasonable security measures, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We retain personal information only as long as necessary to:

Fulfill the purposes outlined in this policy

Meet contractual obligations

Comply with legal requirements

Resolve disputes and enforce agreements

8. Your Privacy Rights

Depending on your jurisdiction, you may have rights to:

Access your personal information

Correct inaccurate data

Request deletion

Restrict processing

Opt out of certain communications

Requests may be submitted using the contact information below. We may verify identity before fulfilling requests.

9. Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors. If we learn that such data has been collected, we will delete it promptly.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. We encourage reviewing their privacy policies separately.

11. Compliance With Laws

We comply with applicable privacy laws and insurance regulations, including relevant state and federal requirements governing financial and insurance information.

Where applicable, we honor consumer rights under laws such as:

State privacy statutes

Insurance data protection regulations

Federal consumer protection standards

12. Changes to This Policy

We may update this Privacy Policy periodically. Changes become effective upon posting. Continued use of the website constitutes acceptance of updates.